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How to Change Your Name on Your Social Security Card

After a marriage, divorce, or court order, update Social Security first. It is free, and it keeps your tax and benefit records matched.

Last reviewed October 30, 2026 · Figures from SSA.gov and CMS.gov

FreeNo fee
SS-5Form to complete
Same numberYour SSN does not change
Not countedToward the 3 and 10 card limits

Why it matters

Your name on file with Social Security should match your tax return and employer records. A mismatch can cause rejected tax filings, payroll problems, and delays with benefits. Your Social Security number stays the same.

What you need

Bring original documents or certified copies. SSA does not accept photocopies.

How to apply

MethodNotes
By mailSend the completed SS-5 and your documents to your local Social Security office. Your documents are returned to you
In personVisit your local office, often by appointment. Call 1-800-772-1213 to schedule
OnlineReplacement cards can be requested online in many cases, but not when you are changing your name

After you apply

Your new card typically arrives within about 10 to 14 days after SSA verifies your documents. A name change does not count toward your limit of 3 replacement cards a year and 10 in a lifetime. See replacing a lost card.

Update these next

  1. Your employer (so your W-2 shows the right name).
  2. The IRS: file your tax return with the name that matches Social Security's records.
  3. Driver's license or state ID, and passport.
  4. Banks, retirement accounts, and insurance.
  5. Medicare: if you receive Medicare, your record updates after SSA changes your name. Confirm that your Medicare card shows the correct name. See replacing a Medicare card.
Order matters. Change your name with Social Security before the DMV, because many states verify your name against SSA records.
Do not pay for this. The service is free. Websites that charge to "process" a name change are not Social Security.

Related guides

Official sources