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How to Create a my Social Security Account

A free account lets you check your earnings record, see benefit estimates, and manage payments. Since June 2025, you sign in with Login.gov or ID.me.

Last reviewed October 30, 2026 · Figures from SSA.gov and CMS.gov

FreeNo cost to create
2Sign-in services: Login.gov or ID.me
June 7, 2025Old username logins ended
ssa.gov/myaccountOfficial address

What changed in 2025

As of June 7, 2025, Social Security online services use Login.gov or ID.me for sign-in. The old SSA-specific username and password no longer works. If you had an older account, you will be prompted to link it to one of those two services the next time you sign in.

How to create your account

  1. Go to ssa.gov/myaccount.
  2. Choose Login.gov or ID.me. If you are unsure which to pick, SSA suggests Login.gov. If you already have an account with either, use it.
  3. Create your sign-in with an email address and password, and set up a second step such as a phone code.
  4. Verify your identity. You will typically photograph a government-issued photo ID and answer a few questions.
  5. Return to ssa.gov and finish setting up your my Social Security account.

What you can do in your account

Check your earnings record

Your benefit is built from your 35 highest-earning years, so a missing or wrong year can lower it. Look for gaps in years you worked. Mistakes are generally correctable for about 3 years, 3 months, and 15 days after the year the earnings were reported, so check regularly.

Trouble verifying your identity? Both Login.gov and ID.me have their own help centers. If you cannot verify online, you can contact Social Security about other options, which may require an appointment.
Only use ssa.gov. Scam sites imitate SSA login pages. Never click a sign-in link from a text or email, and never give your password or verification codes to anyone who calls you.

Related guides

Official sources