What changed in 2025
As of June 7, 2025, Social Security online services use Login.gov or ID.me for sign-in. The old SSA-specific username and password no longer works. If you had an older account, you will be prompted to link it to one of those two services the next time you sign in.
How to create your account
- Go to ssa.gov/myaccount.
- Choose Login.gov or ID.me. If you are unsure which to pick, SSA suggests Login.gov. If you already have an account with either, use it.
- Create your sign-in with an email address and password, and set up a second step such as a phone code.
- Verify your identity. You will typically photograph a government-issued photo ID and answer a few questions.
- Return to ssa.gov and finish setting up your my Social Security account.
What you can do in your account
- See your estimated retirement, disability, and survivor benefits at different ages.
- Review your earnings record year by year.
- Apply for retirement, spousal, or disability benefits.
- Get a benefit verification letter and your benefit statement.
- Change your address or direct deposit, and request a replacement Medicare card.
Check your earnings record
Your benefit is built from your 35 highest-earning years, so a missing or wrong year can lower it. Look for gaps in years you worked. Mistakes are generally correctable for about 3 years, 3 months, and 15 days after the year the earnings were reported, so check regularly.