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How to Get a Social Security Benefit Verification Letter

Landlords, lenders, and agencies often ask for proof that you receive Social Security. You can print it yourself in minutes.

Last reviewed October 30, 2026 · Figures from SSA.gov and CMS.gov

OnlineFastest way to get a letter
SSA-1099Tax statement, mailed in January
FreeNo cost
Phone1-800-772-1213

What the letter is for

A benefit verification letter (also called a proof of income letter or award letter copy) states that you receive Social Security or SSI and the amount. People use it to rent or buy a home, apply for loans, qualify for assistance programs, and show Medicare coverage.

How to get one

MethodHow
Online (fastest)Sign in to your my Social Security account and choose the benefit verification option. You can print or save it right away
By phoneCall 1-800-772-1213 and ask for a benefit verification letter by mail
In personVisit your local Social Security office with identification

Mailed letters take longer to arrive, so use your online account if you can.

What the letter can show

For taxes: Form SSA-1099

Each January, SSA mails Form SSA-1099 showing the total benefits you received in the previous year. You need it to figure whether your benefits are taxable. If you lose it, you can get a replacement in your online account. See taxes on Social Security benefits. People who receive SSI do not get a 1099 because SSI is not taxable.

For new benefits: the award letter

When you are first approved, SSA mails an award letter explaining your monthly amount, start date, and how it was calculated. Keep it, because it also lists your payment date. See the payment schedule.

Check the amount. Look at whether the figure shown is before or after the Medicare premium is deducted. Lenders may ask for your net deposit as well, so keep a recent bank statement handy.
Only use ssa.gov. Do not pay a website to get a letter or share your login with a service claiming to "retrieve" documents for you.

Related guides

Official sources